About company

JSC Multicarta (LTD) is the leading processing company in Russia, part of T1 Group. Since 1994, it has been providing banking institutions with extensive services in processing of payment cards transactions, management of ATM and POS-terminals along with maintenance and support for all types of modern card acceptance infrastructure.

Multicarta today:


  • Hosts more than 50 client-banks both from Russia and other countries.
  • Provides processing services and maintenance&support to largest enterprises, such as: Russian Railways, Moscow Metro and Mosgortrans, and to the major Russian and international retail chains and marketplaces, such as M.Video, Citylink, Lenta, Metro C&C, Obi, Aliexpress, Ozon, Wildberries.
  • Multicarta runs highly provisioned, fully redundant processing center which guarantees processing services availability of 99.99%, which means that during a year the interruptions in uptime never exceed 52 minutes, including planned events and system updates.
  • Maintains over 100 million cards/accounts.
  • Provides services for 25,000+ ATMs and 415,000+ POS-terminals.
  • Processes more than 30 million transactions per day or more than 7,5 billion transactions per year.
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Experience is the key to customer trust

Multicarta has been providing card processing services for more than 27 years. Over these years great number of versatile projects has been successfully implemented for issuer and acquirer banks in Russia and other countries.

Attention to your business needs is the key to long-lasting partnership

We provide widest set of user-friendly and up-to-date services, but once you need a solution customized to the specific needs of your business, we will develop and launch it for you.

Innovation is the key to competitiveness

We explore each and any direction connected with implementation and maintenance of IT solutions and processing operations looking for innovation that can change the game and constantly tailor our technology stack and service model that suits your needs.

Stability is the key to confidence

Your customers can be assured that the funds on the card will be as accessible as pocket money. Multicarta guarantees 99.99 % system availability.

Multicarta is a key to successful card programme

We will help you both start a successful business from scratch and develop an existing one. Technology and support team of Multicarta helps to plan, develop and launch solutions that solves any tasks related to bank cards operations.

Experience is the key to customer trust

Multicarta has been providing card processing services for more than 27 years. Over these years great number of versatile projects has been successfully implemented for issuer and acquirer banks in Russia and other countries.

Attention to your business needs is the key to long-lasting partnership

We provide widest set of user-friendly and up-to-date services, but once you need a solution customized to the specific needs of your business, we will develop and launch it for you.

Innovation is the key to competitiveness

We explore each and any direction connected with implementation and maintenance of IT solutions and processing operations looking for innovation that can change the game and constantly tailor our technology stack and service model that suits your needs.

Stability is the key to confidence

Your customers can be assured that the funds on the card will be as accessible as pocket money. Multicarta guarantees 99.99 % system availability.

Multicarta is a key to successful card programme

We will help you both start a successful business from scratch and develop an existing one. Technology and support team of Multicarta helps to plan, develop and launch solutions that solves any tasks related to bank cards operations.